Licensed in Oregon NMLS #299683

Oregon Mortgage Rates & Home Loans — Portland, Salem, Bend & Beyond

From first homes in Portland suburbs to vacation places in Bend, Oregon buyers get the same deal here as everyone else: real rates published every morning, straight answers, and one licensed loan officer from application to keys.

Today's Oregon Mortgage Rates

See the live rate sheet →

Real pricing published every morning on the rates page — the same transparent rates statewide.

Why Oregon buyers work with Travis

Transparent pricing — daily-published rates instead of "call for a quote"
Self-employed friendly — bank statement programs for Oregon's freelance and small-business workforce
Second-home and cabin financing — Bend, the coast, and the mountains
24-hour pre-approvals — move fast when the right listing hits

Buying in Oregon right now

Portland-area buyers deal with tight inventory in the close-in neighborhoods, which makes a solid pre-approval letter and quick underwriting turnaround genuinely valuable. Central Oregon runs on a different clock — second homes and vacation rentals around Bend are their own market, and programs like DSCR can finance short-term rentals on the property's income.

No sales tax means your closing-table cash goes a little further on the things you'll buy for the house — but property taxes and insurance still belong in your payment math, which is why the calculator on the homepage includes both.

Want your real Oregon rate?

Personalized quote in 60 seconds. No credit pull, no obligation.

Get My Rate →

Every program, available in Oregon

Conventional, FHA, VA, bank statement loans for the self-employed, DSCR loans for investors, and refinancing — all with the same daily-published rates and one loan officer from start to close.

Oregon mortgage questions, answered straight

What are mortgage rates in Oregon today?

Take The Rate publishes its actual Oregon mortgage rates every morning — 30-year, 15-year, FHA, VA, bank statement, and DSCR — on its live rate sheet at taketherate.com/shop-rates.html. Real pricing, not advertising teasers.

Can I finance a vacation rental in Bend or on the coast?

Yes — second-home financing covers personal-use places, and DSCR loans can qualify a short-term rental on its rental income when it's an investment property.

Do you work with self-employed Oregonians?

Yes — bank statement loans qualify you on 12-24 months of deposits instead of tax returns.

Is Travis licensed in Oregon?

Yes — NMLS #299683, verifiable at NMLS Consumer Access.

Travis Saling

Licensed Loan Officer · NMLS 299683 · 15+ years

I'm licensed in Oregon and eight other states, and I answer my own phone. Tell me what you're working on and I'll give you a straight answer — even if that answer is "you don't need me for this one."

Disclaimer: This page is for informational purposes only and is not a commitment to lend or a guarantee of any specific rate, term, or approval. Rates change daily; program guidelines vary by lender and change without notice. All loans subject to credit approval, satisfactory appraisal, and clear title. Verify licensing at NMLS Consumer Access (#299683). Take The Rate · Equal Housing Lender.