Mortgage Rate Blog
Honest, plain-English market commentary from a licensed loan officer. Written 2–3 times a week so you know what's moving rates — and what it means for your home loan.
Latest Posts
Rates Are Calm Before Tuesday's Inflation Report — Lock or Float?
The 30-year fixed is holding at 6.64% per Mortgage News Daily ahead of Tuesday's June CPI report. Here's how to think about locking versus floating when a market-moving number is one day away — with the dollar math on what a quarter-point actually costs.
Read the full post →Weak Jobs Report Sends Mortgage Rates Near Their 52-Week Lows
The 30-year fixed is at 6.59% per Mortgage News Daily — near the bottom of its 52-week range — after Thursday's jobs report came in much weaker than expected. What it means for buyers, and for anyone holding a rate that starts with a 7.
Read the full post →Rates Hold Steady in the Mid-6s — Why This Window Matters for Buyers
The 30-year fixed mortgage rate sits right around 6.65% this morning according to Mortgage News Daily. Here's what's keeping rates pinned in this range, and whether it's a good week to lock if you've been shopping.
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