Licensed in Colorado NMLS #299683

Colorado Mortgage Rates & Home Loans — Denver, the Springs & the Mountains

Whether it's a first home along the Front Range, a VA loan near one of Colorado Springs' bases, or a place in the mountains, Colorado buyers get real rates published every morning and one licensed loan officer start to close.

Today's Colorado Mortgage Rates

See the live rate sheet →

Real pricing published every morning on the rates page — the same transparent rates statewide.

Why Colorado buyers work with Travis

VA loan fluency — Colorado Springs is one of America's great military towns, and $0-down VA loans are a specialty
Mountain and second-home financing — ski-country properties have their own quirks; plan for them upfront
Transparent pricing — daily-published rates instead of quote-form games
24-hour pre-approvals — Front Range inventory moves fast

Buying in Colorado right now

The Front Range remains competitive in the sub-median price brackets, where a fast, complete pre-approval separates real offers from wishful ones. Military families around Colorado Springs and Aurora: the VA benefit is the strongest loan in the market — $0 down, no monthly mortgage insurance — and it's underused because sellers misunderstand it. A well-packaged VA offer closes on time like anything else.

Mountain properties — Summit County, Steamboat, anywhere with short-term rental potential — can work as second homes or as DSCR-financed investments depending on how you'll actually use them. The right structure matters more than the rate eighth.

Want your real Colorado rate?

Personalized quote in 60 seconds. No credit pull, no obligation.

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Every program, available in Colorado

Conventional, FHA, VA, bank statement loans for the self-employed, DSCR loans for investors, and refinancing — all with the same daily-published rates and one loan officer from start to close.

Colorado mortgage questions, answered straight

What are mortgage rates in Colorado today?

Take The Rate publishes its actual Colorado mortgage rates every morning — 30-year, 15-year, FHA, VA, bank statement, and DSCR — on its live rate sheet at taketherate.com/shop-rates.html. Real pricing, not advertising teasers.

Do you handle VA loans near Colorado Springs?

Yes — VA loans are a specialty: $0 down, no monthly mortgage insurance, and competitive rates published daily. Active duty, veterans, and eligible surviving spouses qualify with a Certificate of Eligibility.

Can I finance a ski-country second home or STR?

Yes — as a second home with roughly 10% down for personal use, or via a DSCR loan qualified on rental income if it's an investment. Which structure fits depends on your actual usage plans.

Is Travis licensed in Colorado?

Yes — NMLS #299683, verifiable at NMLS Consumer Access.

Travis Saling

Licensed Loan Officer · NMLS 299683 · 15+ years

I'm licensed in Colorado and eight other states, and I answer my own phone. Tell me what you're working on and I'll give you a straight answer — even if that answer is "you don't need me for this one."

Disclaimer: This page is for informational purposes only and is not a commitment to lend or a guarantee of any specific rate, term, or approval. Rates change daily; program guidelines vary by lender and change without notice. All loans subject to credit approval, satisfactory appraisal, and clear title. Verify licensing at NMLS Consumer Access (#299683). Take The Rate · Equal Housing Lender.