Do you handle high-balance and jumbo loans for Seattle-area prices?

Yes. King County and much of the Puget Sound area carry conforming loan limits well above the national baseline, and high-balance and jumbo options cover homes beyond them. Ask what your county's current limit is — it changes annually.

I work in tech with RSU or bonus income — does that count?

Usually yes. Restricted stock and bonus income can typically be counted with a documented history, and it's a common part of qualifying in the Seattle market. Self-employed contractors can use bank statement programs instead.

I'm relocating from California — can you handle both ends?

Yes. Travis is licensed in both California and Washington, so the equity from your sale and the timing of your Washington purchase run through one loan officer.

Do you lend on both sides of the Portland/Vancouver border?

Yes — Travis is licensed in both Oregon and Washington, which matters in the Portland metro where shopping both sides of the river is common.

Is Travis licensed in Washington?

Yes — NMLS #299683, verifiable at NMLS Consumer Access.

Licensed in Washington NMLS #299683

Washington Mortgage Rates & Home Loans — Seattle, Tacoma, Spokane & Vancouver

Q: What are mortgage rates in Washington today?

Take The Rate publishes its actual Washington mortgage rates every morning — 30-year, 15-year, FHA, VA, bank statement, and DSCR — on its live rate sheet at taketherate.com/shop-rates.html. Real pricing, not advertising teasers.

Take The Rate is now licensed in Washington — state number ten. Whether you're buying in the Puget Sound market, relocating from California, or shopping both sides of the Portland/Vancouver line, you get the same deal as every Take The Rate client: real rates published every morning and one licensed loan officer start to close.

Today's Washington Mortgage Rates

See the live rate sheet →

Real pricing published every morning on the rates page — the same transparent rates statewide.

Why Washington buyers work with Travis

High-balance fluency — King County and Puget Sound loan limits run well above the national baseline; pricing the right bucket saves real money
Tech-income savvy — RSUs, bonuses, and variable comp are everyday qualifying math in the Seattle market
Two-state border coverage — licensed in Oregon AND Washington, a real advantage in the Portland/Vancouver metro
CA-to-WA relocation specialist — licensed on both ends of the move, one conversation instead of two lenders

Buying in Washington right now

Seattle-area prices put many homes into high-balance or jumbo territory, where an eighth of a point matters even more — and where lender pricing varies most. That's exactly the situation daily-published rates were built for: you can see the real number before you ever pick up the phone. No state income tax also means take-home pay goes further against a payment than the same salary in California or Oregon — a real factor for relocators comparing offers.

In the Portland metro, the river is a lending line: an Oregon-only loan officer can't follow you to Vancouver, and vice versa. Travis is licensed on both sides, so you can shop Camas and Clark County against Portland neighborhoods with one pre-approval conversation. And east of the mountains, Spokane remains one of the Northwest's best value markets — same programs, same daily rates.

Want your real Washington rate?

Personalized quote in 60 seconds. No credit pull, no obligation.

Get My Rate →

Every program, available in Washington

Conventional, FHA, VA (a big deal near JBLM — $0 down, no monthly mortgage insurance), bank statement loans for the self-employed, DSCR loans for investors, and refinancing — all with the same daily-published rates and one loan officer from start to close.

Washington mortgage questions, answered straight

What are mortgage rates in Washington today?

Published every morning on the live rate sheet — 30-year, 15-year, FHA, VA, bank statement, and DSCR. Real pricing, not teasers.

Can you handle Seattle-area high-balance and jumbo loans?

Yes — King County and much of Puget Sound carry elevated conforming limits, and high-balance/jumbo options cover the rest. Ask for your county's current number.

Does RSU or bonus income count toward qualifying?

Usually yes, with a documented history — standard practice in the Seattle market. Self-employed contractors can use bank statement programs instead.

I'm moving from California — does that complicate my loan?

No — Travis is licensed in both states, so the sale-side equity and the Washington purchase run through one loan officer.

Do you cover both Portland and Vancouver?

Yes — licensed in Oregon and Washington, so you can shop both sides of the river with one pre-approval.

Travis Saling

Licensed Loan Officer · NMLS 299683 · 15+ years

I'm licensed in Washington and nine other states, and I answer my own phone. Tell me what you're working on and I'll give you a straight answer — even if that answer is "you don't need me for this one."

Disclaimer: This page is for informational purposes only and is not a commitment to lend or a guarantee of any specific rate, term, or approval. Rates change daily; program guidelines vary by lender and change without notice. All loans subject to credit approval, satisfactory appraisal, and clear title. Verify licensing at NMLS Consumer Access (#299683). Take The Rate · Equal Housing Lender.