About Take the Rate
Background
At Take The Rate, we’ve been helping homeowners achieve their goals since 2011. With a focus on providing great rates and exceptional customer service, we strive to offer the best mortgage solutions without compromising on what matters most—our clients. Whether you’re a first-time homebuyer, looking to refinance, or needing a specialized home loan, we’re here to help with any mortgage loan needs.
Our Mission and Core Values
We are committed to providing transparent, easy-to-understand mortgage loan options tailored to each individual. Our goal is simple: offer great rates and unparalleled service, while putting our customers' needs above everything else. We believe in the power of education, so you’ll always feel confident in the decisions you make.
What Sets Us Apart
- Fast Loan Approvals & Closings: We understand that speed matters, so we offer fast approval and quick closings without sacrificing quality.
- Transparent Pricing: With us, you’ll always know exactly what to expect, with no hidden fees or surprise charges.
- Personalized Service: We listen to your needs and find the best home loan for your situation.
Our Services
We provide a wide range of mortgage loan products to fit your needs, including:
- Conventional Loans
- FHA Loans
- VA Loans
- Non-QM Loans (Bank Statement Loans, DSCR Loans, and more)
- Refinancing Options
Whether you're buying your first home, refinancing to get a better rate, or investing in property, we have the right home loan for you.
Our Process
We pride ourselves on making the home loan process as smooth as possible. Here’s how it works:
- Pre-Approval: Get started by applying online or speaking with one of our loan specialists.
- Loan Structuring: We’ll discuss your goals and structure the best loan for your needs.
- Fast Processing: We do most of the work upfront, allowing us to expedite your loan.
- Appraisal & Underwriting: We order the appraisal and submit your loan for underwriting. Approval usually happens within 24 hours.
- Final Steps: Once your loan is approved, we handle any conditions while completing the final paperwork.
- Close & Fund: We work with a notary for a smooth signing and fund your loan quickly.
Our Expertise
Serving multiple states including California, Oregon, Nevada, Arizona, Colorado, Idaho, Florida, Texas, and Tennessee, we bring a wealth of mortgage loan experience and a wide range of loan options to meet your needs. With over hundreds of five-star reviews, you can trust that we’re here to guide you every step of the way.
Get Started Today
Ready to take the next step? Contact us now to get a personalized rate, or use our easy online home loans application to get started. Have questions? Our team is here to help you with everything from pre-approval to closing on your new mortgage loan.